Share Dividend Rates and Annual Percentage Yield, Effective 9/30/20

PRODUCT
TYPE
DIVIDEND
RATE
APY MINIMUM
BALANCE
TO OPEN
MINIMUM AVERAGE
DAILY BALANCE
TO EARN APY

Share Account
Balances*
$25.00 - $9,999.99
$10,000.00+


.07%
.07%


.07%
.07%
$25.00 $200.00

Money Market
Share Account
 Balances*
$2,500.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00+



.10%
.15%
.20%



.10%
.15%
.20%
$2,500.00 $2,500.00

Share Draft and Business Draft Account*
.00% .00% $0.00 $0.00

IRA Account* .25% .25% $50.00 $50.00

Christmas Clubs .00% .00% $5.00 N/A

* Fees may reduce earnings on the account, and rates may change after account is open.
Rates effective as of the quarter ended 9/30/2020.
Term Share Certificate Dividend Rates $ Annual Percentage Yield, Effective 9/22/20

TERM DIVIDEND RATE APY MINIMUM TO OPEN

6 Months .15% .15% $1000.00

9 Months .15% .15% $1000.00

12 Months .20% .20% $1000.00

18 Months .20% .20% $1000.00

24 Months .20% .20% $1000.00

36 Months .25% .25% $1000.00

48 Months .30% .30% $1000.00

60 Months .35% .35% $1000.00

*Certificate rates may change daily due to market conditions.
Call the credit union for current rates


CCFCU Loan Rates* as of 9/28/20

Product Type APR**

New Auto 2.19%

Used Auto 2.29%

Share Secured Call Office for Rates

Partially Secured 4.49%

Unsecured 4.99%

New Recreational / Mobile Home 4.49%

Used Recreational / Mobile Home 5.54%

Mini Home Equity Loan 2.99%

Home Equity Loan 4.29%

Home Equity Line Of Credit WSJ Prime Rate 3.25%

MasterCard® 9.90%

* Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. Stated interest rates represent the rates on 9/28/20 and are subject to change without notice. Other rates and terms may apply. Current CrossRoads Community FCU loans are not eligible for rate refinancing.
**APR - Annual Percentage Rate

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